Jul 27 2008
Common examples of misrepresentations
There are numerous types of misrepresentation, but the most commonly used are the following:
- The dealer may inform you that the vehicle is new, when in fact it is used or reconditioned. Remember, that if the vehicle has several miles on the odometer, it was not likely a “new” vehicle.
- The dealer may also give inaccurate representation concerning the quality or benefits of the vehicle.
- Often, the dealer will fail to disclose information regarding the history of the vehicle. For example he may hide that the vehicle was a “demonstrator,” was previously totaled due to body damage or flood, has a salvaged title, was a previous “lemon law buy-back”, was involved in an accident involving damage to the frame and any other problem concerning the vehicle which he is required to disclose.
- Car dealers will try to get you in a deal and purchase a car “As-Is“. In this case any problem that you may discover after the purchase is your problem, not the dealer’s. The sale of the “As-Is” vehicle may be based upon misrepresentation of the vehicle, its mechanical condition and basic safety features as brakes, brake lights, turn signals, lights, etc. Remember that car dealers are required to perform safety check on the used vehicles, to make sure the vehicle is safe.
- The most commonly used type of misrepresentation can be found at any used car dealership catering to individuals with bad credit, who are often persuaded to buy pieces of junk for over-inflated sales prices and interest rates. Consumer with bad credit score think that no one else will sell them a car and agree to pay large down-payments on useless vehicles so they can get to work and pay their bills. However, later they discover that they spend huge amount of money on repairs to a vehicle that should be retired.
We have listed only a few examples of dealer misrepresentation. If you think that the car dealer misrepresented the vehicle during the sale process contact a qualified dealer fraud attorney for a consultation.
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I applied for and received a Blank Check from Capital One to pay for a car . I went to Portland Oregon to buy a used car from Ron Tonkin Chevy. Found the car I wanted and took it for a test drive. After asking numerous times for a Carfax and being told their computer was down, I signed the check. As I was leaving the dealer the salesman ran out with the Carfax in hand. I decided to wait to get home to read it. The car is a fleet/rental out of a Califorina auction and has a current lien reported. Monday I called the dealership to tell them they sold me a rental car with a lien, the guy who answered the call denied there being a lien saying “the only people that would have a lien is Wachovia”. I asked, “for how much”. He said “you know, you signed the contract.” I said “what contract,there is no contract,I paid for this car with a Capital One Blank Check”. He laughed and offered the number to the bank.
What do you suggest I do? I had a 4.5% interest rate at 60 months with Capital One. Now I’ve got a 9% interest rate at 72 months with Wachovia. Why would anyone in their right mined do that. I talked to one attorney and I knew I wasn’t getting thru to him. He asked me why I signed the check…..I said..”BECAUSE I’M BUYING A CAR”. And they sold this car to me with a lien, and it wasn’t by Wachovia. I thought the dealer was suppose to give you some background on the car. The hold up on the Carfax should have been a hint. The bigger picture here is the crimes they committed, Forging Financal Documents , Identity Theft, Banking Fraud and more, along with two Unauthorized Hard Pull’s and a Repo on my credit report. Then Capital One notified me that a dealer has applyed for a car loan”ON MY BEHALF”and was turned down.I wonder who that could be? Their now testing me to see if I have the money and stomach to drag them into a court room. Their denying there ever being a check. I may have to represent myself but I,m-A-go’en to Civil and Crimanal Court.
I was asked to write down a Chronological Event History of that day and it took 6 pages. I know there are many questions that need to be addressed but I can’t do it in this forum. Again,, do you have any suggestions.
My question to Wachovia Dealer Services is how did these two men at Ron Tonkin Chevrolet apply for and receive a car loan “ON MY BEHALF” and me never know? And now being held responsible. DAN. 360-636-1552
Thank you for your comment. It appears that you have been a victim of a fraudulent scheme to induce you into the purchase and the unfavorable loan terms. Unfortunately I am not licensed to give legal advise in your state. You should locate a local attorney who specializes in auto dealer fraud or at least consumer protection law. Once again thank you and I hope you succeed in your case.